There are many different types of attitudes to risk. This guide may help you to decide into which category you belong.

Ultra Cautious

You insist that all of your investments are in low risk products such as cash and fixed interest type investments, and would not consider any other investment type, including high risk areas like CFDs.

Preferred outcome

Capital preservation is of paramount importance to you. You can expect only moderate returns from your investments and your overall capital value may be eroded by inflation.

Cautious

You prefer most of your investments to be in low risk investments such as cash, but agree that a relatively smaller exposure to some higher risk funds may protect your funds from the corrosive effects of inflation.

Preferred outcome

Capital preservation is your main concern, but you are concerned about preserving your capital from inflation.

Balanced

You would like to preserve short term financial security through low risk investments, but also want to benefit from the prospect of good long term returns from higher risk investments.

Preferred Outcome

A balanced return of growth and income, due to the acceptance of more investment in higher risk investments, but this could have a negative effect on your capital.

Risk Aware

You want to preserve some financial security by holding some lower risk investments, but you also are prepared to risk more to benefit from the prospect of good long term returns from a larger percentage of higher risk investments.

Preferred Outcome

A balanced return of growth and income, with the focus on growth. You accept that your capita is at risk with the higher risk investments.

Speculative

You are willing to accept considerable investment risk to a high percentage of your capital in order to gain potentially much higher investment returns and are not concerned about short term security of capital and/or income.

Preferred Outcome

Significant increase in capital, due to the acceptance of high risk products. However, there is a considerable risk of losing your money.